How it Works?


Fill your business details to help us understand it. Share your loan requirements & fund usage plans.

Select Best Offer

Review the best term sheets that we get for you from various lenders & select the best.

Get funded

Complete the documentation & secure the loan.

Business Loan
Products We Cover

Why NuPhi?

Easy Application. Quick loan disbursal

With a simple online application we efficiently cater to your fresh credit requirements or refinancing your existing credit facilities. We help you reduce interest costs or enhance limits or get borrowings at better terms.

Approach Multiple Lenders at one go

Reach out to several lenders at once and get multiple loan offers. Reduce cost of availing credit since multiple lenders compete to fund your requirement.

Digital Onboarding. Secured Linkages

With the latest tech we are easing the loan assessment and disbursal process. We've enabled secured linkages to your bank accounts & business info to share a real-time position to the Lenders. This gives Lenders more confidence in your business, enabling them to offer you best rates.

Zero Fees

We take no charges from you & strive hard to get you the best personalized service


Nu Phi is an online platform connecting Small and Mid-Sized businesses with Lenders to raise funding for working capital requirements and term loans. We are applying the latest technology towards developing better ways to deliver credit. We bring in transparent, automated and real-time information access about the business being funded. Timely and relevant information quickens decision making for Lenders and benefits the Borrowers immensely.

While we may have to meet you to explain the genesis of "Nu+Phi" (pronounced as "New+Fy") and how it happened with us, for now we can share that Nu Phi is an endeavor to bring new techniques in the way credit is done while retaining fundamentals of old tried and tested means. It's our way to build a "New Finance era".

Frequently Asked Questions

We are a technology platform connecting SMEs with Lenders. We help you get loans quickly and at best terms and help towards growing your business.
We have partnered with leading Banks and NBFCs who extend loans from their own balance sheet.
No! We charge absolutely nothing from SMEs.
All businesses which are atleast 1 year old and have an annual revenue over Rs. 25 lacs can apply.
Applying is quick and easy and typically takes less than 15 minutes. We ask for basic information about you and your business. We ask you to also securely connect your bank information so we can assess and understand your business. This would help us draw intelligent insights and make us give the best picture of your business performance to Lenders which in turn would help in lower cost of borrowing and quicker turnarounds.

Reach Us At

A-101, Suashish IT Park, Dattapada Pd, Magathane, Off Western Express Highway. Borivali (East), Mumbai 400 066

+ 91 91373 69284

Have a Question? Share your requirements and we will get back ASAP